P.L. 111-212, The Disaster Relief and Summer Jobs Act of 2010 (243 comments ↓ | 15 wiki edits: view article ↓)

  • This item is from the 111th Congress (2009-2010) and is no longer current. Comments, voting, and wiki editing have been disabled, and the cost/savings estimate has been frozen.

Making emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010.

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From the Blog

Emergency . . . Summer Jobs?

Emergency spending is an annual tradition in Washington, D.C.—as routine as kids going after those summer jobs. So it’s wonderfully appropriate to see that H.R. 4899, the Disaster Relief and Summer Jobs Act of 2010, will be up for considera...

WashingtonWatch.com Digest – May 24, 2010

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WashingtonWatch.com Digest – June 14, 2010

This is the WashingtonWatch.com email newsletter for the week of June 14, 2010. Subscribe here. email newsletter | tell a friend | wiki | about | home | log in On the Blog: Emergency Summer Jobs A bill in the House this week contains emergency ...

WashingtonWatch.com Digest – June 21, 2010

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WashingtonWatch.com Digest – June 28, 2010

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The Strange Non-Budget Budget

Just last week, we wrote about how Congress was giving the budget process a miss. Well, late last week, they took a half-step, passing a non-budget budget. House Budget Committee Chairman John Spratt (D-SC) introduced a “budget enforcement resolu...

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WashingtonWatch.com Digest – August 9, 2010

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Visitor Comments Comments Feed for This Bill

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Audri DeBarr

March 30, 2010, 3:22pm (report abuse)

No Thank you. I'd rather keep my almost fifty dollars and maybe able to furnish my own family with food. Unless you want to send these workers to mow my lawn for five weeks. Didn't Joyce Murtha have a life insurance policy for her husband? Noone paid me when my son died. What the heck! No thank you!

Holly Shaver

March 31, 2010, 10:33am (report abuse)

this is a great opportunity for youth to learn the value of work. It gives them some work experience, it keeps them busy & if they are busy they are less likely to get into trouble. It teaches them the value of a dollar, lets face it more youth need to learn this these days. It also gives them the opportunity to explore career choices; and some very fortunate and hard working young people gain permanent employment through such programs. So vote Yes to HR 4899!


April 6, 2010, 1:13pm (report abuse)

Why emergency status is so important. It's deficit neutral. So, it can be used in areas like New Orleans for years by agencies and government corporations to hire cheap labor to do the work. It also has no accounting.


Formula and Matching Requirements (101):

This program has no statutory formula.

This program has no matching requirements.

This program does not have MOE requirements.

Length and Time Phasing of Assistance (102):

Reimbursement is provided per deployment for actual costs incured. Method of awarding/releasing assistance: lump sum.

Congress does this a lot with foreign aid. Health care can't get passed in the US, so they've spent 100s of billions overseas. It's an entitlement for most countries. Bill 15 . Global HEALTH Act of 2010 (Introduced in House)[H.R.4933.IH]


May 19, 2010, 8:59am (report abuse)

Will this bill have to go back the House for reconciliation after Senate passage? Or will it go to the President to be signed?


May 19, 2010, 11:39am (report abuse)


Sorry to hear your son has left you.

I questioned the money going to Joyce so i found this link.


close to the bottom explains benefits.

enjoy your day.


May 21, 2010, 10:31am (report abuse)

The U.S. Senate website shows the supplemental appropriations bill H.R. 4899 is scheduled for 2 p.m. on Mon. 5/24/10.

Link: http://www.senate.gov/pagelayout/legislative/d_three_sections_with_teasers/calendars.htm

Per previous posts on this blog, see pg. 9 of H.R. 4899. I went out and read it, and it does indeed talk about RD Funding.

I've emailed my state representatives. Have you?


May 21, 2010, 10:35am (report abuse)

The link in my previous post did not transfer correctly.... I'll try it again...



May 21, 2010, 10:42am (report abuse)

They've obviously got a safeguard preventing hyperlink postings. My last try will be w/ me using a word processor for the link...


If the link does not work again, it will at least take you to their home page, and you should see the schedule on the right hand side of the screen. It will then let you click on the H.R. 4899 link for more info.


May 21, 2010, 3:52pm (report abuse)

I hope this bill passes and quick, thousands of people, sellers, buyers, agents, brokers are on pins and needles needing USDA rural development funds appropriated..thanks for any information you have.


May 21, 2010, 7:48pm (report abuse)

This bill contains funding for the USDA rural guaranteed home loans on page 9 and 10. Many people are going to lose their houses in contract if this funding is not passed soon. Sellers already starting to back out.


May 21, 2010, 8:35pm (report abuse)

My family is supposed to close on house on May27th, but due to no funds, we are soon to be homeless! We are closing on condo the same day, and need immediate action in this bill being passed!


May 21, 2010, 8:45pm (report abuse)

Please help pass this bill! I am in need of USDA funding for my future home.


May 21, 2010, 10:09pm (report abuse)

Please pass the bill there are alot of us that need this or will be out of the money from appraisels and tax credit money. PLEASE PASS THE BILL


May 22, 2010, 12:31pm (report abuse)

I work for a mortgage broker and we have several families that are ready to close on their homes but there is no funding. Some of them are counting on the tax credit but have to close by 6/30. If we don't get funding soon not only will they lose the house, but also won't be eligible for the tax credit. The have paid out appraisal fees they won't get reimbursed for. Some will be without a place to live. Please pass the bill for Rural Development funding.

Dak Jones

May 24, 2010, 2:17pm (report abuse)

Does anyone know or have a valid opinion about what the timeline would be if bill 4899 were to be passed? How long would it take from the passing to the President signing it? Next how long would it be before individual state USDA offices can issue conditional commitments on loans that were in the pike at the time the funds were exhausted?

I realize that the loan may need to go through USDA underwriting again and that this could be the part that pushed everyone over the 6/30/10 deadline. Here in West Virginia USDA underwriting takes 24-48 hours. I hope that they come up with a solution for all the states that have a much longer underwriting process. For that matter a solution for all USDA loan that had agreements done before the 4/30/10 deadlines.

Dak Jones

the dude

May 24, 2010, 5:03pm (report abuse)

So? What happened? It was on the docket for 3pm, I made it to C-span 2 by 3:30 and they were talking about the Russian Nuclear Treaty... no news on a vote posted that I can see, any news out there?

Clay B

May 24, 2010, 5:16pm (report abuse)

Linda K and everyone else on this site----Call your Senators. Have everyone in your offices call. Have the borrowers call. Call your news reporters. It's the only way to get this through.


May 24, 2010, 5:57pm (report abuse)

what happened?? I didn't hear anything either.

Dak Jones

May 24, 2010, 6:07pm (report abuse)

They opened @ 3:00 and introduced bill 4188 but almost right away started talking about other stuff. Why would they even schedule it if it's not the topic.

Tara Leigh

May 24, 2010, 7:09pm (report abuse)

I have called and emailed quite regularly! I was set to close on my house 5/21/10. Got the call on 5/18/10 that the people who are buying the house of the people who are buying our house (follow me?) are not able to close because of the lack of funds in the USDA Rural Development Loans. We are all waiting. I am afraid that we may lose our house because our seller is skittish. SOMETHING has got to be done! Lots of people are depending on our deal for a payday --imagine the money lost nationally?


May 24, 2010, 8:43pm (report abuse)

After watching for days the Senate did talk a little about HR 4899 this afternoon. However they will do it again 25May10. If you go to your Google bar and type in: Today in the Senate, or type this link in


click on Calendars & Schedules

I'm a seller wondering if our buyers are going to give up...Called everyone I know...just hurry up and wait


May 25, 2010, 7:53am (report abuse)

I'm against the Bill , simply because it is a waste of Tax Payer Money, and with the way the Democrats spend today -- there wont be any money left to spend unless they raise Taxes another 30% on Middle America !

Dak Jones

May 25, 2010, 8:12am (report abuse)

The USDA portion of this bill will not cost the tax payers at all. They will raise the commitment fee which will allow the program to be self funded. I’m not sure what other items have been included with this bill but i think its disaster relief related.



May 25, 2010, 10:31am (report abuse)

I was 2 days away from closing. The RD office has your loan and they are close to being done processing it. Then I get "the call". No more funds. If Senate doesnt act this week, they break until June 7th....too late to switch to FHA and be comfortable...and with no one talking, no guarantee they wont screw us on the 8000 FTHB. Ridiculous. Our government is a poorly ran business that would have gone under long ago if it wasnt being the government. "Too big to fail". I am highly highly disappointed.


May 25, 2010, 2:19pm (report abuse)

For anyone following this, there is a much larger discussion on this topic that can be found at http://www.washingtonwatch.com/bills/show/111_HR_5017.html?page=5#commentform


May 25, 2010, 2:20pm (report abuse)

Try that link again



May 25, 2010, 2:24pm (report abuse)

I personally think this bill won't pass quickly. All of us who are waiting for our USDA home loans are relying on the senate to pass a HUGE bill with spending for disaster relief for flooding of the Mississippi River, the Gulf Oil Spill, and it's also funding for the Department of Defense. The HR 502 section of the bill is not the main focus, it's just tagged into the bill to get things moving. There is a separate HR 5003 bill that is specifically designed for HR 502 housing loans, but Congress hasn't even started looking at it.

While I'm for this bill because I am waiting for a USDA home loan, I'm not sure the rest of the taxpayers, and therefore Senate, will pass this bill lightly.

It passes the house with a 55% vote:



May 25, 2010, 2:27pm (report abuse)

PH - you are correct that this is a massive bill with a lot of money behind it. The one good thing is that it is an emergency bill of which most of the funds are needed now. The Senate has stated that they want to have a vote on this bill and get it passed before they break which is this Friday.

Don't give up hope, this is the best shot we will have to have something happen this week.


May 25, 2010, 2:36pm (report abuse)

JRG - Does anyone know specifically how HR 4899 impacts HR 502 loans, or more specifically USDA Rural loans? Seeing that there are also bills HR 5017 and 5003, what will HR 4899 do for those of us who are waiting for our loans that were submitted before USDA ran dry?


May 25, 2010, 2:42pm (report abuse)


4899 has 600 million for USDA loans. If passed this week, it should provide immediate assistance. It does raise the funding fee to 3.5% and have an annual fee of .5%

Go to the link I posted above an follow the discussion on 5017 to get more details on the differences between the two.


May 25, 2010, 4:02pm (report abuse)

Enough amendements: Pass the bill so people can buy housing and get the tax credit they are due.


May 25, 2010, 4:23pm (report abuse)

I find it funny that there's so many eyes on this bill that are concerned about their homes, but not considering the consequence of passing this HUGE bill without fully understanding what it entails. If you're on here because you're waiting for your home loan to close, and have nothing else to do, go to the top of the page and click the button that says "Read the Bill" and see what all is included in HR 4899.

Jerry T.

May 25, 2010, 4:35pm (report abuse)

Why doesn't everyone flood Sen. Michael Bennet (D-CO) or Sen. Harry Reid (D-NV) with calls, emails, faxes, twitters, smoke signals, etc. and have them separate S. 3266 and bring that up for a vote separately?

Vote on that immediately, get the USDA going, and then they can get back to the political fodder of H.R. 4899.

Jerry T.

May 25, 2010, 6:32pm (report abuse)

Reid requested cloture but Sen. Coburn is going on and on that we need to be fiscally responsible and pay for all of the items in the bill.


May 25, 2010, 6:54pm (report abuse)

Please pass this bill quickly! We have a contract on a home and I'm afraid we'll lose it if we can't get this funding soon!

Jerry T.

May 25, 2010, 6:59pm (report abuse)

The following amendments are pending to HR4899:

- Reid #4147 (text of S.3194, Public - Safety Employer-Employee Cooperation Act)

- Session #4173 (discretionary spending caps)

- Wyden #4183 (secret holds)

- Feingold #4204 (Afghanistan drawdown)

- McCain #4214 (National Guard troops to US-Mexico border)

- Cornyn #4202, as modified (Border Security)

- Lautenberg amendment #4175, as modified (oil spill reimbursement)

- Cardin #4191 (OCS leasing prohibition)

- Kyl #4228 ($200 million for courthouses in Arizona) to Cornyn #4202, as modified

- Coburn #4232 (offsets including disposal of real property and uncommitted Federal funds)

- Coburn #4231 (offset with spending cuts).

Senator Reid filed cloture on the committee reported substitute amendment and HR4899, Emergency Supplemental Appropriations. As a result of cloture being filed, there is a 1pm tomorrow filing deadline for first degree amendments.

Are we there then?!?!?!?!

Jerry T.

May 25, 2010, 7:31pm (report abuse)


Not quite...cloture vote tomorrow then maybe? Final vote by Friday?


May 25, 2010, 7:35pm (report abuse)

With all of these amendments, it will have to go back to the House before it can be fully approved, right?

Jerry T.

May 25, 2010, 7:59pm (report abuse)

Ayup...it will.

christopher lee wells

May 25, 2010, 8:14pm (report abuse)

Does anyone know when this will be voted on

Jerry T.

May 26, 2010, 11:22am (report abuse)

Late Thursday/early Friday, if we're lucky.

Waiting in CA

May 26, 2010, 5:25pm (report abuse)

Needs this to pass ASAP... since 5017 is wrapped up in this mess my dream in buying my first home is in limbo untill USDA has more funds.. this is an emergency not only to me but thousands of americans out there about to buy there first home...


May 26, 2010, 7:51pm (report abuse)

I just got an email from my mortgage broker saying Chase just released $2.6 Billion for the USDA Rural Dev program.

Jerry T.

May 26, 2010, 8:26pm (report abuse)

Text of the USDA email:

This is to authorize the issuance of Conditional Commitments for the Single Family Guaranteed Loan Program (SFHGLP) after currently appropriated funds are exhausted. Conditional Commitments will be issued subject to:

A. The availability of funds and statutory authority to obligate such funds to support the proposed guarantee;

B. The statutory authority to charge a sufficient guarantee fee, if any is needed, to support the proposed guarantee with available funding; and

C. Should the lender pass on to the borrower a loan origination fee that is higher than the guarantee fee that RHS is ultimately authorized to charge on the proposed guaranteed loan, the lender agrees to promptly return the difference to the borrower.

Jerry T.

May 26, 2010, 8:26pm (report abuse)

The following steps will apply:

1) Rural Development will not reserve loan funds for applications in process during this timeframe.

2) Rural Development will continue to accept complete Section 502 Guaranteed loan program applications from approved lenders and issue Conditional Commitments for those applications that are eligible.

3) Lenders may close these loans as scheduled.

4) Rural Development will "obligate" funds for loans processed subject to A, B, and C above.

5) Once the funds are obligated, Rural Development will process lenders' Loan Note Guarantee requests when the loans are verified as being closed and all conditions of the Conditional Commitments have been satisfied.

6) The lender will assume all loss default risk for the loan until funds are available for Rural Development to obligate, and the Loan Note Guarantee is subsequently issued.

Jerry T.

May 26, 2010, 8:27pm (report abuse)

7) Subject to numbers A, B, and C above, when the lender requests the Loan Note Guarantee, the lender must certify to the Agency, using the process provided in RD Form 1980-18, "Conditional Commitment for Single Family Housing Loan Guarantee," that there have been no adverse changes in the borrower's financial condition since the date the Conditional Commitment was issued by the Agency.

Please contact your State SFHGLP coordinator to determine the guarantee fee that will be charged.


May 26, 2010, 9:07pm (report abuse)

@Jerry T.

Thanks for posting this!


May 26, 2010, 9:18pm (report abuse)

Thank you Jerry T


May 26, 2010, 9:24pm (report abuse)

Wasn't that statement recanted several weeks ago?

no name

May 26, 2010, 9:46pm (report abuse)

Quit playing around pass the usda bill some of us don't millions of dollars we need the usda to buy a home.

Waiting in CA

May 26, 2010, 10:44pm (report abuse)

amen there...

Jerry T.

May 26, 2010, 10:58pm (report abuse)

This was a statement issued by the USDA *today*!

christopher lee wells

May 26, 2010, 11:48pm (report abuse)

so is there money for usda loan as of today or what?

Waiting in WV

May 27, 2010, 12:02am (report abuse)

I sure hope so! Just like many on here, waiting to close on a house. PASS THE BILL or at that part of it!

waiting in michigan

May 27, 2010, 8:48am (report abuse)

RE: Jerry T.

Can you post the link to the usda website where you found this current info I have been all over the usda site and I can not find any current statements from the usda like you are quoting.

Jerry T.

May 27, 2010, 8:50am (report abuse)

waiting in michigan,

It came via one of their email newsletters for the SFH (Single Family Home) program:


Jerry T.

May 27, 2010, 8:52am (report abuse)

Today's Senate schedule:

Convenes: 9:30am

Following any Leader remarks, the Senate will resume consideration of HR4899, Emergency Supplemental Appropriations. There will be up to 20 minutes for debate prior to a series of votes. In the first series, the Senate will proceed to vote in relation to the following amendments:

- McCain #4214 (National Guard);

- Kyl #4228, as modified (Courthouse funding); and

- Cornyn #4202, as modified and amended, if amended (border security).

There will then be up to 15 minutes for debate prior to votes in relation to the following items:

- Feingold #4204 (report of Afghanistan drawdown);

- Coburn #4231 (offset including real property);

- Coburn #4232 (offset with spending cuts);

- Cloture on the committee-reported substitute amendment to HR4899, Emergency Supplemental Appropriations.

All votes after the first vote will be 10 minute votes.

waiting in michigan

May 27, 2010, 9:33am (report abuse)

So how long before we can expect to see this on our Presidents desk? Some websites are optimistic some are not at all, I know is their are a lot of families under unnecessary stress right now most of the stress is due the to fact lenders were not being up front with everyone. Its one thing to know they may run out of funding its a whole other story to be shocked days before closing.

Jerry T.

May 27, 2010, 9:40am (report abuse)

It could be a couple to several weeks before it's signed by the President but I think that lenders will be more comfortable once this passes the Senate, hopefully today or tomorrow.

The financial reform bill was passed last week and is expected to be signed by the President by the 4th of July. But, that will be in conference for a while given the contentious matter of that bill and the multitude of amendments added.

Hopefully this one goes more quickly and hopefully the USDA and lenders get back to business no later than June 1.

Cameron C

May 27, 2010, 11:13am (report abuse)

Jerry T -thanks for all the info you have been posting. Great stuff for all who are following this. 18 year mortgage banker and lived in DC for 14 years - so I know this route oh so well. And you have been great and putting expectations back to where they are with - The Senate!! Everyone call today and put pressure to pass this tonight! Looks promising.

Jerry T.

May 27, 2010, 12:42pm (report abuse)

my pleasure.

We passed cloture!! Not sure of the final vote but it's well over 60!

All we need now is a simple majority to pass the final vote (hope they hold that today!)

Cameron C

May 27, 2010, 1:16pm (report abuse)

Wonderful news...If I know Capital Hill..they will want to get out of town tomorrow and get that final vote out by this evening! Hoping..thanks again Jerry T!

Jerry T.

May 27, 2010, 1:46pm (report abuse)

Good point about them getting out of town. Hadn't thought of that one.

With cloture passing VERY handily, I'm feeling much better for this bill's passage today or tomorrow.

Drew P.

May 27, 2010, 2:02pm (report abuse)

I hadn't been concerned about its passage in several days. My concern was the attachment of amendment after amendment because everyone knew it was going to pass. Cloture is a godsend. Otherwise we could have seen this move on for weeks. Just look at S. 3217.

Chrys D.

May 27, 2010, 2:17pm (report abuse)

So what happens now after the cloture? How close are we to seeing any actural money???

Jerry T.

May 27, 2010, 2:40pm (report abuse)

@Chrys D.

Now we wait for final vote on the bill.


May 27, 2010, 3:04pm (report abuse)

This is great news. My fiance and I are under contract for a home and had gone through the rural housing program. Does anyone have any idea how long it will take for funds to be released after the final vote?

Cameron C

May 27, 2010, 3:13pm (report abuse)

It will depend on what bank/mortgage company you are using...they all seem to move at different paces..Chase (JPMorgan/Chase)being the fastest to usually react..However USDA's VERBAGE of statement/announcement would be helpful to confirm allocation of funds and immediate commitments from USDA Rural that are waiting to be sent out on the thousands of loans nationally. Soon....we shall see... by this evening? Will keep any updates I get as well.


May 27, 2010, 3:17pm (report abuse)

I too received thenotice from USDA. I passed it on to my LO, who hadn't seen it !? I was told that they are waiting for guidanec from investors? Do you think that means that investors are waiting to see if the bill gets passed?

Lender in Phoenix

May 27, 2010, 4:47pm (report abuse)

The statement from USDA says they will begin issuing Conditional Commitments again, but there are no funds available yet. FYI - the USDA Rural offices here are still waiting from guidance from their home office on how to proceed. Your loan was probably approved at the 2% guarantee, not the 3.5% this bill requires. Effective 5/26, Chase Rural is purchasing these loans from your lender with conditional commitments, but if the funding doesn't come through or is depleted too quickly, your lender is on the hook for your loan. And if I read the bill correctly, it only authorizes $250 mil for the guaranteed rural loans.

Drew P.

May 27, 2010, 5:05pm (report abuse)

Page 10, Line 2 of the bill as reported out of committee lists a max $697 million for the SFGRHL.

Jerry T.

May 27, 2010, 5:16pm (report abuse)

@Drew P.

That $697 million is for covering the waiving of fees for very-low to low-income borrowers.

I thought this bill was to make the program self-sustaining via the increased guarantee fee thereby making the need for gov't funding moot.


May 27, 2010, 5:31pm (report abuse)

in response to Lender in Phoenix

250 mil does not sound like a lot for the amount of people waiting on these loans. What happens if the funds are depleted again?

usda is back

May 27, 2010, 6:31pm (report abuse)

We just heard from our lender and they are moving forward with our loan. The lender told me they

are funding 2.5 billion but I don't have any other details

Lender in Phoenix

May 27, 2010, 7:05pm (report abuse)

in response to Jeremy -

It is $697 mil (thanks Drew P.), but that's still not a lot - the goal of the 3.5% fee is to make it self-funding. We'll have to wait for details on how this will work.

Jerry T.

May 27, 2010, 8:54pm (report abuse)

Final vote coming up in just a few min.!

Drew P.

May 27, 2010, 9:03pm (report abuse)

Here we go!

Jerry T.

May 27, 2010, 9:25pm (report abuse)


woo hoo!!!


May 27, 2010, 9:40pm (report abuse)

Hey Jerry T, what does all this mean? does USDA get funding than? should we all be good to go?

Jerry T.

May 28, 2010, 7:36am (report abuse)


It seems to depend on the local USDA office really. I've read that TN, KY, MI, WA and other states are on the ball and moving on processing loans. However, I just got this from my local office in Davenport, FL:

We are currently accepting new applications, but all new submissions will be on hold until we receive word from our National Office as to a processing schedule. We apologize for any delay.

Best advice is to contact your local USDA office and your lender and find out if you've already been submitted, if you have to resubmit with the new 3.5% guarantee fee change over the old 2% fee and how that affects the processing time of your app.

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