P.L. 111-148, The Patient Protection and Affordable Care Act (63 comments ↓ | 32 wiki edits: view article ↓)

  • This item is from the 111th Congress (2009-2010) and is no longer current. Comments, voting, and wiki editing have been disabled, and the cost/savings estimate has been frozen.

H.R. 3590 would amend the Internal Revenue Code of 1986 to modify the first-time homebuyers credit in the case of members of the Armed Forces and certain other Federal employees.

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Visitor Comments Comments Feed for This Bill


September 24, 2009, 12:56am (report abuse)

i sincerely hope that this bill passes because our military families have so much to deal with and worry about as it is. it will be wonderful to be able to purchase a home for the first time, recieve that much needed tax credit, and then not have to worry that you have to pay it back because you get orders to to be stationed at another base. this bill is something our military families need. it also provides an extention for those serving overseas to be able to have time to return home and utilize the first time homebuyer tax credit program as well. military members should not have to miss out because they're serving our country. enough sacrifices are already being made by our military memebers when it comes to home and family life...i think they deserve for this bill to pass.


October 7, 2009, 5:38am (report abuse)

We are a miltiary family returning to the States after a tour and will be missing the deadline of November 30th a be few months, it would be great to take part in this and use the much needed money for other expenses associated with moving home. Hope it passes as well.

Woody Sanchez

November 6, 2009, 11:43pm (report abuse)

This is a great bill for those who puchased there home military members who saw the low mortagage rates as an opportunity to save money and boost the economy. Having this first-home buyer also made me feel would be an added benefit. When Recieving orders found out would loose itbecause would not be in home long enough to retain the credit. This changes my opinion in th process working for service members. Bravo!!

Brie Lehew

November 21, 2009, 6:38pm (report abuse)

This is not a good bill. They morphed this bill into the healthcare reform act. It is not longer about the military and that is a shame...


November 22, 2009, 7:55am (report abuse)

You have to wonder why they are trying to hide the New Health Care Mandate under a Name that gives believe that it is solely helping the Military. Shady...Shady...Shady! I too am Military with my husband in Afghan, and I am appalled that the Military is being used to mask this fundamental government takeover of our Health Care.


November 23, 2009, 2:57am (report abuse)

strange, you are not complaining about the Military healthcare and wanted a bill more rights for your husband... but expand the rights to others and you are appalled.

Paul Connors

November 23, 2009, 10:05am (report abuse)

Once again, the arrogant elitists in the House and Senate think they know better than the American people and are forcing us to accept something we don't want.

I can only hope and pray that "we the people" remember this at election day and send as many of these Marxist fools packing as we can.

Paul Connors

November 23, 2009, 10:12am (report abuse)

Once again, the House and Senate are hiding other and more controversial legislation within a resolution to correct inequities for military families. This is a DELIBERATE attempt to camouflage what they are doing, which is taking over the healthcare system in the USA.

I am retired national guard, with a good CIVILIAN healthcare plan and I do NOT WANT ANYONE in DC telling me what to do, where to do it and with whom when it comes to my medical treatment.

And once again, CONGRESS (both houses) have EXEMPTED THEMSELVES from the plan they hope to FORCE ON US.

We have great health care in this country! Why are we ruining a great system for the 12 million who don't have it? We are destroying what the majority has and appreciates to take care of a very small minority. This is INSANITY and MUST STOP!

Howard F. Gibson

November 23, 2009, 10:33am (report abuse)

Health care is a very private matter. The government is an incompetent administrator of Health care as evidenced by the abyssmal record of Veteran's health care. The only beneficiaries of this plan will be government contractors and political cronies of elected officials who support such overweening stupidity.

Charity begins at home, not in the halls of Congress.


November 23, 2009, 10:42am (report abuse)

I'm suspicious anything this marxist government does. I'm against it for this reason alone. They don't care about you, christians, freedom and family. All they want is control and they wrap it up in a nice package!!


November 23, 2009, 10:53am (report abuse)

This government more than any government in the U.S. is to be scorned to the utmost! Look at Obama's and his czars and associates. Anita Dunn-loves Mao, a mass murderer, Sunstein does not believe in marriage at all of any kind. Reid the power pimp and Witch Pelosi want this health bill pushed behind american's back.

Obama is still deciding if he should help our soldiers in Afphaganstan out while they are now dying-drinking the blood of american soldiers therefore. Bows and kisses national leaders-not american protocol. Must I go on?


November 23, 2009, 10:56am (report abuse)

Were is the money going to come from? I can't afford food now! This country can't afford this and China or Japan can't affrod this. STOP! spending money we don't have to PRINT.


November 23, 2009, 10:59am (report abuse)

We do have the best healthcare in the world and Obama wants to make a change. If you are the best, why would you change that? He wants canada like healthcare-socialized healthcare. People will be rationed-more people will die that didn't have to, funded taxpayers abortion.

Obama is a vampire-he seems to like drinking innocent blood by killing unborn babies, the weak and the elderly. This health care destruction bill will do just that.


November 23, 2009, 11:04am (report abuse)

Oh, let me add to that list. The now dying soldiers because Obama can't make decisions; they are dying as I type this. So, the blood of more victims flow. He should get a part in Twilight.


November 23, 2009, 11:08am (report abuse)

Our economy is a disaster-we are broke but Obamao STILL wants to spend money!! Our present government is trying to make america become a third world nation so that we will lose our sovernty. Why? So our country will get thrown in the same playing field as the other countries in the world-one world government ecomony, politics and religious system. The UN is working on this now folks!


November 23, 2009, 12:49pm (report abuse)

There is a takeover of our Constitutional Republic form of government for a Socialist-Communist government in the guise of 'being for the greater good'. Their promises in this 'health care' bill only masks their lies. It is a government takeover of the healthcare industry, as the bailouts were of the banks and auto industry. You have to wonder what business does our government have being involved in commerce? Aren't they supposed to be in running government, not our economy? What will happen if our government has a monopoly control on our businesses? What ever they want! This is the real and present danger-and then take a look at those who have been appointed under this administration...the CZARS. What does a free people need with czars? We don't! Tyrants need them to control the public!

Wake up everyone-We need to oppose this and all freedom killing bills! Before we are no longer free!


November 23, 2009, 1:43pm (report abuse)

The comments above are probably from the SAME PERSON. Strange that in one night 10 anti-healthcare comments appeared.

READ THE BILL - it make PRICE competition for the insurance industry, like most other industries. It EXPANDS options and makes STANDARD terms for easy insurance comparison. It provides incentives for wellness programs through co-payments and deductions/

The 10 comments above have a similar hysteria and SAME sty;le of writing. Probably paid by the insurance industry which is scared that we are getting a just competitive makert based system.


November 23, 2009, 4:18pm (report abuse)

This bill is not -nor has ever been- about "health care". Certainly not about "reform". This is simply, the be-all, end-all, power grab of Leviathan Government. No aspect of individual privacy and personal liberty will be untouched by the bureaucratic fiefdoms (the current ones and all that will be created) of the FedGOV. This is validated by the very abrogation of CONgress' sworn oathes "to updhold and defend The Constitution...". There is NO Constitutional allowance for ANY of this (of course, that's never stopped Them before!). This must be stopped! If not by the few remaining sane members of both houses, then by the courts after-the-fact. If not then, well...that's why there is a 2nd Amendment. God help us if it comes to that.


November 23, 2009, 7:00pm (report abuse)

God is looking down to see this historic moment where we finally decide to stand up to those who make threats, and prefer a system of exploitation.

John Adams said:

"Government is instituted for the common good; for the protection, safety, prosperity, and happiness of the people; and not for profit, honor, or private interest of any one man, family, or class of men; therefore, the people alone have an incontestable, unalienable, and indefeasible right to institute government; and to reform, alter, or totally change the same, when their protection, safety, prosperity, and happiness require it. "

lets protect are standard of leaving, promote health, and a competitive market for the insurances. Dont defend the corporate interest or fall for their propaganda. FALLOW THE MONEY OF THE GROUPS INTERESTED IN BLOCKING CHANGE


November 23, 2009, 7:05pm (report abuse)

Read this bill, support it, and stand up against those who make threats. The insurance industry will fight till the end and thrown money all over media. They will repeat lies until they become true and falsify consent of the people.

Say no to big corporate interest, say yes to the common American. Plz read the bill. Bless the peacemaker.

Gartrell Bibberts

November 24, 2009, 9:03am (report abuse)

$16,000 per family (for the 50% of us who pay income taxes)


November 24, 2009, 7:27pm (report abuse)

Gartrell Bibberts makes a good point. The income gap is so wide that only the top 50% are paying income tax. This reforms need to attack real problems like tort reform, caps on frivolous lawsuits, and more incentives for students to become doctors. Otherwise this watered down bill is only a cosmetic fix for Obamas re-election.

Pamela Ledbetter

November 25, 2009, 9:29am (report abuse)

Why is this so important to the dems? All America wants jobs and security and all the folks in DC want is healthcare and cap and tax. Who are they working for?

I think it is time to run all special interest out of DC and clean house with the elected folks.


November 25, 2009, 10:39am (report abuse)

5 key issues were all that was needed at this time. Any additions could come later. They need to concentrate on getting this country in business or no one will be able to afford housing, healthcare or anything else. Shame on the Democrats!!!!

Maria Robinson

November 25, 2009, 12:59pm (report abuse)

Unless we want to create a 1984 with mandatory drugging and no freedom left, we must stop this bill. Do not let big pharma dictate who should take what psychotropic drugs. This bill is dangerous.


November 25, 2009, 11:02pm (report abuse)

The last three comments are by the same person. Look at the posted times.

Can you see the pattern...


(logged-in user) December 1, 2009, 1:43am (report abuse)

As cited by the CATO institute, this bill will end up costing taxpayers over six TRILLION dollars. Almost by design, the insurance exchanges it sets up create an unfair cost structure (tilted towards the public option) that will drive private insurers out of the health insurance business, and the sickest of people into the arms of government healthcare. It creates a huge, unfunded liability, when we already have over $112 trillion in unfunded liablities as a nation. Oh, and it actually exacerbates the tort reform problem we have in this country instead of solving it.


It's time to hit the do-over button and fix the problems we can fix with healthcare system in a manner that's more in line with fiscal reality.


December 1, 2009, 10:15am (report abuse)

This bill is a joke. I am tired of working and the government taking my money. You do not get something for nothing. It will be the middle class working people and our grandchildren paying for this bill. The Liberal Senate & Congressmen are exempting themselves from this bill, they don't want on a government plan. Guess Why? Some Republican Senators and Congressmen tried to get adment passed they would have to sign up for this and they would not pass the admendment. Not good enough for them.

Jacob 1945

December 7, 2009, 11:01am (report abuse)

Why is an ammendment on IRS tax change attached to a bloated healthcare bill? Suckering people into supporting a bad bill by adding non appropriate ammendments should not be allowed.


December 21, 2009, 11:00am (report abuse)

It started with seat belts, then came the EPA with its fake studies on Environmental smoke, now its your healthcare being attacked. At what point will the American people learn to follow the money and reject government interference into their lives? Keep allowing government intervention into your lives and pretty soon you'll lose all your freedoms.


(logged-in user) December 21, 2009, 6:13pm (report abuse)

Surely Hillary could have come up with a better version of "Reform" than this jerk did! I N E X P E R I E N C E & delusional!


(logged-in user) December 21, 2009, 6:16pm (report abuse)

Did all insurance companies approve this version? It sure LOOKS LIKE IT! Just don't make THEM pay!

Dumbocrats DONE

December 22, 2009, 5:28am (report abuse)

Unless they invoke Martial Law, the Socialist Democrats are DONE in this country forever.

This is just the LAST STRAW.

General Washington

December 24, 2009, 9:25pm (report abuse)


General Washington

December 24, 2009, 9:27pm (report abuse)

and BTW , aint no one going to pay for this anyway in the years coming.....trust me. and trust me when i say, i aint payin fer it. no.chance.in.hell.

General Washington

December 24, 2009, 9:28pm (report abuse)


Ben Hurr

December 26, 2009, 2:21am (report abuse)

This is sad... only a handful of contents discuss the content of the bill, while the rest spew partisan venom.


Malpractice lawsuits are a drop in the bucket of healthcare costs.





I heard the statement on NPR, and Googled supporting literature in 5 minutes.

Jimmy Crackcorn

December 30, 2009, 3:21pm (report abuse)

Insurance is not behind this bill. Hospitals and Rx are. Good luck with your medical costs in the future. You'll need it.


(logged-in user) January 6, 2010, 9:19am (report abuse)

God help us all.

John Roane

January 18, 2010, 4:39pm (report abuse)

It’s all a lie when it comes to military and veterans’ healthcare. We once again will be sacrificed and tossed out with the cabbage by our US Congress and this Administration as all the previous for the last 50 years.

After 1776 General Washington had great difficulty getting the new Congress to make good on a promise of benefit after the war to his soldiers. I think it took them three years after the war. So delay, delay, deny till they die, guess that was the beginning of the VA motto.


February 25, 2010, 8:39am (report abuse)

thing i don't like about it is the make you have the heath care i havn't read the bill yet but i am go to read it. I know for a fact you take Government help you better believe you will get Government Control, the last time they tried this BS it was all about Control nothing more


March 6, 2010, 1:26pm (report abuse)

this idiot website still has the House bill outline. NOT as amended by the Senate. If the House passes this bill as amended it goes straight to the President for his signature and becomes LAW.

margaret George

March 19, 2010, 8:11pm (report abuse)

Look at HR 4872, Reconciliation act of 2010, Sec 1411: No Impact on Social Security Trust Funds:

"Secretary of Treasury shall transfer, not less frequently than quarterly, from the general revenues of the Federal Government an amount sufficient so as to ensure that the income and balances of such trust funds are not reduced as a result of the enactment of this Act.

We taxpayers pay double for the healthcare "reform" by having to subsidize the social security system as well as the healthcare act. Please, please inform others that this whole thing is a hoax and a lie. We will be impoverished by this terrible piece of legislation!

Dr. James I Hicks, D. D.

March 19, 2010, 8:31pm (report abuse)

I realize there are people who need insurance coverage, but HR3590 is wrong for the United States health care. The Bill should be rewritten. Hr3590 supports aborting murdering) babies. President Obama is determined to make the people pay taxes so that babies can be aborted and euthanize the elderly

sick. Our choices would be cut with this Bill.


March 22, 2010, 4:12pm (report abuse)

Great Bill. Its about time a President tackled Healthcare. The System needed fixing and I don't mind paying additional taxes.

Basic compassion

March 24, 2010, 9:20am (report abuse)

45K people in this country die for lack of medical insurance. More than 9/11 more than Iraq & Afghan wars combined. Over half the bankruptcies in this country are due to medical bills of people who have medical insurance. We pay on average twice what most European countries pay per person and they live longer. Those are the facts!! Quit the ideological BS. The debate shouldn't be about should we do this but making it work better. Lets put it this way you may like the idea of small government but if I was sick I'd rather live in France. Call them names but their people get a better deal.Too many people in this country have reached a conclusion they like and fill the facts afterward ignoring the facts they don't like. You don't solve problems that way! We are paying more for less and people are dying and the ultra wealthy and big Corps are trying to sell us on a solution that we should accept that, Tea Party-ers wake up! You're being used and manipulated. 45k lives. Think about it!


March 25, 2010, 2:39pm (report abuse)

Repeal this disastrous pile of crap. You'll never see another dime or another vote from me, dems.

To formerdem

March 27, 2010, 1:53pm (report abuse)

Use your brain! It's about the bottom line. Get sick and it a different situation. The bill has a few problems but the Insurance companies have more problems and anyway voting for the Republicans & Tea baggers is not an option. Wake up! 8 years of tax cuts and not paying for 2 wars caused most of our problems. The dems may have their problems but they are not crazy and they have been dealt a bad hand. The republicans are out of touch with reality with no basic understanding of economics. Taxes are never popular but George Bush's tax cuts for the the ultra wealthy during a time of war was stupid beyond belief. Now people want to put those people in control again. Sorry if I am rude but when are the stupid people in this country see past the end of their nose? They let Sarah Palin & Glen Beck preach to them and ignore basic economic facts. It would be funny if I didn't have to live in a country populates by these buffoons (tea Baggers)


(logged-in user) March 29, 2010, 1:09pm (report abuse)

This congress is not authorized by the Constitution to act on this matter. Such action is restricted to only the States and/or the people.

Those who voted for this unconstitutional bill are traitors and terrorists working to destroy the Constitution of the United States of America. They should be treated as such.


(logged-in user) March 29, 2010, 1:17pm (report abuse)

Bombers are easy to spot and recognize.

Sneak thieves are much more difficult to recognize, especially when they keep their reservations secret and take an oath that they intend to ignore. (This should be grounds for a Felony Conviction and prison confinement for twice their term of office.)

It is unfortunate that ethical behavior is not normal in our current crop of Democratic politicians who are granted a complete pass on their behavior by the press that is charged with watching them and providing the information of their failing to us voters.


March 29, 2010, 3:49pm (report abuse)

The end of Amerika as we know it. The Insurance companies wrote this and they are the only ones who will benefit.

To ChuckL

March 30, 2010, 11:58am (report abuse)

Guess like those Tea Baggers you like your Small Govmt conclusion even it doesn't really work & so what if 45k people die for lack of health coverage bet you even go to church and hold your head high. Yeah maybe I am being a bit unfair but those 45k people are real. Would you feel the same way about it if someone you know & care about died. I am tired of mean ugly insensitive people hiding behind the Constitution. The concept of being American to the world is based on our ability to take responsibility and help the less fortunate. Yes the bill has some flaws and the insurance companies influenced the situation to benefit themselves but doing nothing would of cost lives & the precious freedoms in the Constitution mean nothing if your dead! Be honest! This isn't about the constitution that's a facade it really about your tax bill! But I've never argued with a teabagger who would change their mind because they like their conclusion & would never let facts get in the way!


March 30, 2010, 4:54pm (report abuse)


They passed this bill like a bat outa hell, ramming it down the people's throats. Now the AMA is crying b/c Congress went on holiday break without addressing the 20% Medicare physician payment cut starting 4/1/2010...the real April Fool's deal! Guess they should send a waaaaaaaaaambulance to AMA HQ!

TO juanito

March 31, 2010, 12:28pm (report abuse)

"They passed this bill like a bat outa hell, ramming it down the people's throats." ???? Congress only talked about it for a year & Yes they did ram it thru but what choice was there when all the insurance company financed Republicans say no to everything but tax cuts.This bills has flaws but objectively most of them got there because of the silly compromises the Dems made with Republicans. Unfortunately the insurance cos got to some of the Dems as well & they didn't have the balls to ram thru the public option or single payer. This bill is only half it expands access the other half is controlling costs & that is where the serious lobby money is being spent & where this bill is really flawed & the only real answer is to get the third parties from siphoning off the money.You can argue governments role but remember in western Europe they pay half per person to insure their people that we do and they live longer.-Oh but governments aren't supposed to be able to do that? right?


April 1, 2010, 2:10am (report abuse)

I like Jim Harper. I think he's a nice guy. Of course this web site would be better if he weren't so liberal with the truth.

HR 3590 saves $140 billion over 10 years. The big savings don't kick in until the second decade. His calculation of cost per person or cost per household is The Big Lie. It's so egregiously false that sensible readers assume there is a kernel of truth it in, when there is none.


(logged-in user) April 1, 2010, 9:32am (report abuse)

The savings commonly reported about this bill are from the perspective of the government. That is, the deficit would be lower by $140 billion - the government being that much less in debt.

But as detailed in our "about" page (linked at the top and bottom of this page), we take the taxpayer's perspective, treating taxes as costs because they take money from people and businesses. Government spending also “costs” money because it moves money out of the public treasury we all own. “Savings” occur when spending cuts keep money in the public treasury and tax cuts return money to the public.

You're welcome to disagree with this methodology, but it is a difference in orientation or prioritization, not a question of truth or falsity.

Thanks for the kind words. I do try to be nice most of the time!

It's all about Money

April 1, 2010, 10:38am (report abuse)

I am someone who has had experience with people using numbers to paint a false picture and our politicians (both parties) are experts at it. I have pretty much conceded that at the end of the day the taxpayer is going to get screwed & big corp health industry is going to get more than they deserve. It's unfair but it's the way our system works. Money buys influence! I seriously doubt anyone can change it but at the end of the day I want the problem solved. I am tired of hearing ideological arguments that justify the current status-quo. Their are really two arguments here. As Americans can we justify 45k Americans loosing their lives because they can't get adequate health care? I think most decent people would say no. The second argument is how we pay for it? We are using how we pay for as a reason not to do it & all the ideological BS is a propaganda induced facade to protect the wealthy from the tax bite. It is really that simple!


April 12, 2010, 9:35pm (report abuse)

Brendan. Since when has the gvt every projected anything remotely close to the reality of how it ended up? Never. So if this is YOUR stance, PROVE it to me that it does in fact save us money. I would like to see you try using a normally functioning calculator against the HC bill.

To Mitchina

April 13, 2010, 9:48am (report abuse)

There are so many variables and assumptions in the bill you could draw any conclusion you like but is the cost a reason not to do this? 95% of the wealth in this country is controlled by 1% of the population. That 1% have a vested interest in preserving the the status-quo. Seriously quit drinking the kool-aid. This is class warfare & it's about tax rates and it's funded by wealthy people & corporations. Most of our current problems are a result of Bush's tax cut to the ultra wealthy while we fought two unfunded wars. It threw our economic house into disarray. Small government is code talk for smaller taxes and since the higher incomes felt the tax bite the most they push the hardest. The answer is sound economic policy in the senate not lobbyist driven policy that distorts the facts and benefits big money. We need to solve problems & until we stop lobbyists from buying a couple of senators we are going get distortion & gridlock.


June 3, 2010, 3:54pm (report abuse)

I have read the bill, it is not fully funded, the full cost of the bill could end up costing 2 trillion dollars over the next 10 ywars. CBO has identified 55.5 billion dollars of unfunded programs in a letter to congress on March 15, 2010.

Mr.S. Frank-CEO,Usa News

September 24, 2010, 2:04am (report abuse)


The Law being passed off by the President and the Congress as the Patient Protection & Affordable Care Act( PL 111-148) is not an Act or Law, SINCE IT LACKS THE PRESIDENT'S SIGNATURE, and is not worth the paper it is written on. Our research has shown the President's signatur page DOES NOT EXIST, in the US or anywhere in the planet.To read more of our startling revelations involving fraud against the American people by the THREE BRANCHES OF THE US GOVT., read www.usanewsandinformationservice.com and follow the guidelines when you vote in 2010& 2012, so we the people could unshakle the US Constitution and uniting behind the 45th.Presidential Candidate and his MANIFESTO. WE shall regain our freedom, recover the MONEY SWINDLED FROM our children and grand children and BRING THE ELECTED CROOKS TO JUSTICE, before a jury of their peers

S.Frank-CEOwww.usanewsandinformationservice.comGive this web address and tweet it to your friends and family in all 50 states starting now.)


October 3, 2010, 11:41pm (report abuse)

I see no reason why everyone should not have health care. I don't know what all the fuss is about because the fact is it is now the law of the land. In my position, I feel that it is wrong to deny people health care because of a pre-existing condition. I see too many people that have to go without and are very ill. In a nation as strong as we are, give healthcare to every . Stop playing around with the lives of those who are not as fortunate as others and can't see a doctor for any reason. Reason being there are people out there that can't get insurance. I was told to take my daughter to the ER when she got pneumonia. I did. It cost so much she lost her COBRA and has not had insurance since. Is her life so meaningless that she should not have a doctor treat the pneumonia? Think about it!

Ralph Roshto

October 17, 2010, 7:50pm (report abuse)

Please READ the Constitution of the United States of America and tell us where the Constitution allows this bill to be passed.

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